As a property owner, you can face legal action if someone gets hurt while in your building or on your piece of land. That person has the right to sue you if he or she claims that you failed to take action to prevent the accident.
However, you also have the right to defend yourself from accident claims and investigate whether or not you have caused harm to the alleged victim. You can protect your best interests by hiring an insurance damages expert to participate in your case.
Determining the Real Damage Value
When you have an insurance damages expert working your case, you can counter any exorbitant monetary claims against you. The victim might want to sue you for tens or hundreds of dollars, if not more. He or she may say that you owe this amount of compensation in light of the pain and suffering he or she endured.
However, your insurance damages expert can evaluate the circumstances of the case and determine what a more realistic monetary amount, if any, would be to pay to the victim. He or she can make a full report explaining how he or she came to this conclusion so you have documentation to use in court, if needed, to defend yourself in a lawsuit.
Halting Exorbitant Lawsuits
The very fact that you have an insurance damages expert on retainer for your case might be enough to halt the victim or his or her attorney from trying to file an exorbitant lawsuit against you in the first place. If they believe that you are not going to try to defend yourself or fail to take action to investigate their claims, they may try to get far more money out of you than for what the real amount of money for which the victim's damages are valued.
However, when they find out that you're working with an insurance damages expert, they may predict that their overpriced claims may be called into question and rebuffed in court. They might update their claim for a more reasonable amount or abandon their lawsuit against you entirely.
An insurance damages expert can work to your benefit as a property owner. He or she can investigate what happened during and after an accident and appraise the full value of any consequences of it. He or she may also deter overpriced lawsuits from being filed and pursued in court against you.
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